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Banca Intesa is lowering its interest rate on refinancing programs

8 November 2017, Moscow. Banca Intesa improves the conditions of granting consumer loans in order to refinance the previously taken loan obligations, reducing the interest rate to 13.9% per annum.

A loan at a reduced rate is available to all customers-individuals who already have one or two existing consumer loans issued by Banca Intesa, given no earlier than 6 months before the date of application to the Bank.

Clients who have loans issued by other banks may also apply for the same type of loan as part of this refinancing program. A loan at a rate of 13.9% is provided by the Bank, given that the client, within 90 days of the date of issuance of the Banca Intesa consumer loan, will present the certificate about the full early repayment of refinanced loans from the other relevant credit institutions.

For both programs of refinancing, the amount of the loan can range from 100 000 to 1 500 000 Rubles, and the term of the loan varies from 6 to 60 months. 

Taking into account the amount of the clients’ refinanced loans; they are also given the opportunity to receive additional funds for their own purposes.

"The decline of the key rate by the Bank of Russia makes the crediting programs day by day more accessible to any citizen in Russia. Improving the terms of credit products, we provide the opportunity for a greater number of customers receiving financial support at a lower rate. At the same time, before the end of November, borrowers with good credit history can take advantage of the special pre-Christmas offer of Banca Intesa with declining interest rates on consumer credit during its validity period", - commented the Head of Sales channels and Network support Division of Banca Intesa, Oleg Ovsyannikov.

Additional information about the terms of credit products, the borrower requirements and necessary documents may be obtained at the offices of Banca Intesa, by phone 8 800 2008 008 (free call) and website

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