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Banca Intesa offers a consumer loan with annual interest rate cut

November 13, 2017, Moscow. Banca Intesa offers customers a new seasonal consumer loan STEPS with the possibility of an annual interest rate cut by 1 percentage point.

The proposal is valid from November 13, 2017 to March 1, 2018 inclusive in all branches offering retail products.

The STEPS’ starting rate is 14.9% per annum. Provided that the monthly payments of the loan are made on a timely basis, the rate will decrease by 1 percentage point each subsequent year and will reach the minimum level of 10.9% per annum for the fifth year of the loan.

If, after setting a lower interest rate, the client will be in default on the loan, the borrower will lose the right to further reduce the rate. At the same time, the client will continue to repay the loan at the interest rate that was in effect at the time of the arrears. The rate level will remain unchanged until the loan expires.

"Banca Intesa loans are available to different categories of customers. Reduction of the interest rate is provided for borrowers who value their credit history and are ready to make repayments of the loan within the terms established by the contract. At the same time, existing credit offers are not cancelled, which allows each client to choose comfortable credit terms," - commented Oleg Ovsyannikov, the Head of Sales channels and Network support Division of Banca Intesa.

For more information on the conditions for the provision of loan products, requirements for borrowers and necessary documents, please visit the offices of Banca Intesa, contact phone 8 800 2008 008 (free of charge), or visit the website www.bancaintesa.ru.

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